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In response to the FT: Defaults on US bank card loans have hit the best stage for the reason that wake of the 2008 monetary disaster, in an indication that lower-income shoppers’ monetary well being is waning after years of excessive inflation. They added:: Bank card lenders wrote off $46bn in severely delinquent mortgage balances within the first 9 months of 2024, up 50 per cent from the identical interval within the 12 months prior and the best stage in 14 years, in response to trade information collated by BankRegData. The info seems to be stark: Word that the info…
Because the FT has famous at this time in a free-to-access article, as many as one in 6 10 and 11-year-olds within the UK may now be overweight. As additionally they word, it is a British downside: Our youngsters are heavier and shorter than m,any of their European friends. The reason seems to be all the way down to weight loss plan – and the propensity of ultra-processed meals in it. The proportion of ultra-processed meals is a really clear marker for weight problems, in poor health well being, diabetes, metabolic illness and lots of different ailments linked to glucose-induced…
It was a morning for being out and about so far as we have been involved, however the outdated and mizzle didn’t apparently recommend that to others. It was very quiet on the Lackford Lakes nature reserve managed by the Suffolk Wildlife Belief. The climate made me depend on my telephone, which was a disgrace, as I noticed a warbler that was both a chiff-chaff or willow warbler, which might be very uncommon and I acquired no photographic proof. However I did get a shot of this little egret, which might undoubtedly not have been sitting the place it was…
2024 was an thrilling 12 months for me – not least as a result of I made a decision to retire from every part however pondering and social media associated work. That laid the groundwork for 2025. That is the audio model: And that is the transcript: How was 2024 for you? I believe it is time to start that stock-taking that takes place at the moment of the 12 months, on this hole between Christmas and New Yr, the place we take into consideration what was the final 12 months like and what do we wish for the 12…
At this time was positively the day to take binoculars out. It was misty, barely damp, and appeared overcast at Welney Wetlands and Wildlife Belief reserve: However, because it turned out, that was what was thrilling to {photograph} with a cellphone, as a result of I hadn’t thought it value taking a digicam (about which I used to be flawed): There have been, in actual fact, lots of birds, in the event you may see them by the gloom. This one is on about 20x cellphone magnification – so please forgive the best way it seems: However it was the…
We went on a stroll round Ely this morning, noticing simply how quiet it was. Down on the river was this chap: He positively shouldn’t be in Ely proper now. That could be a white-faced whistling duck. It needs to be in sub-Saharan Africa or South America. I’m fairly certain it didn’t get right here of its personal accord. I strongly suspect it has escaped from a group. I somewhat like that, and as long as it has realized of the risks of each cats and foxes it would just do high-quality for some time. There’s room on the inn…
The Guardian has a headline saying this at the moment: I’ve to confess I believe that is actually silly and an enormous waste of cash. That’s as a result of all that the device actually must ask is one query: Does your food plan virtually wholly or primarily comprise ultra-processed meals? That’s it. If the reply is sure, then the danger of creating kind 2 diabetes may be very excessive. If the reply is not any, the danger is a lot decrease that the NHS won’t have time to fret about you as a result of it’s being overwhelmed by…
Flat taxes are nice if you wish to improve inequality, crush authorities providers, or depart giant numbers of individuals destitute. Is that why the Tories are so eager on them? That is the audio model: flat tax?” allowtransparency=”true” height=”150″ width=”100%” style=”border: none; min-width: min(100%, 430px);top:150px;” scrolling=”no” data-name=”pb-iframe-player” src=”https://www.podbean.com/player-v2/?i=mukpy-177cb0c-pb&from=pb6admin&share=1&obtain=1&rtl=0&fonts=Arial&pores and skin=f6f6f6&font-color=&logo_link=episode_page&btn-skin=c73a3a” loading=”lazy”> That is the transcript: Who desires a flat tax? It appears that evidently Kemi Badenoch does. And I feel that is a very horrible concept. Now, I ought to put my playing cards on the desk right here. I’ve type with flat taxation. There aren’t many flat tax states…
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I discussed my first typewriter this morning. That now not exists – being little greater than a toy overwhelmed into non-existence by over-use not lengthy after its acquisition, I believe. This was the substitute: This was previous when acquired from a household pal once I was about 10. It might be pre-WW2 classic. It was moveable at that age provided that my twin was round to share the burden. It did invaluable service for various years, being changed by a guide moveable in my teenage years when it was obvious that I used to be by no means going to…